Good Lifestyle

Retirement is there Perfect opportunity to travel , spend more time with the family, or start a hobby that you have been postponing for years. But for many, finding a place to live that is suitable for your lifestyle but does not exhaust your savings is also a key element of this next chapter. This is why the empower team recently released Their list of 20 most affordable American cities for retirees.

To find the most affordable cities, allow yourself "200 American retirees to collect their perspectives on the best cities in which to live and what qualities make these cities most attractive." They also examined data on fiscal conviviality, access to health care and quality, the prices of houses, the cost of living and the average annual sun. Continue to read to see which cities are the best for your wallet.

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Virginia Beach, the first of the two cities in Virginia to make the Top 20, is not only affordable, but it is also a desirable place of retirement. When they were asked where they hoped to live, 12% of those questioned chose Virginia Beach as a dream destination.

"The coastal city of Virginie was n ° 14 for access and quality of health care (weighted at 25%, on the basis of the classification of quality and health care access), with a senior scene animated, and more than 55+ retirement communities ", according to the report of the report of the report report of the report of the report of the report of the report report of the report of the report of the report report of the report report of the report of the report of the report of the report report of the report of the report of the report of the authorization.

As the first of the six cities of Florida to make the Top 20, Orlando is an ideal destination for retirees thanks to its climate. According to Current results , Orlando has an average of 236 sunny days each year.

For the Empower survey, this variable was weighted at 10%, and 33% of the pensioners questioned said that time was their absolute priority during the determination where to live.

Tampa, in Florida, has an average of 244 sunny days per year. But it is an ideal place to retire for more than beautiful: he too Classified 27th On the Zumper national rent report, with apartments in a room costing about $ 1,600 per month. AE0FCC31AE342FD3A1346EBB1F342FCB

Empower the affordability of 20% weighted houses depending on the median prices for rents and median prices for houses.

Richmond, in Virginia, takes 17th place because it has a moderate cost of living. This variable was 15% weighted in the survey, on the basis of the cost of living index.

According to Advisers , any city with a cost of living index of less than 100 is less than the national average; Richmond is 99.2.

With a variety of cultural hot spots and fun recreational activities, Memphis is perfect for retirees. But the greater attraction is its fiscal conviviality (weighted at 30% on the basis of the tax laws of retirees).

Tennessee has no income tax , therefore all forms of retirement income, including Social Security, are not imposed on the state level, according to Smart Asset. Land taxes are also low, so new retirees can live comfortably here.

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If you are not looking in a super warm place, Colorado Springs corresponds to the invoice. Although the city obtains more than 200 sunny days per year, the average temperatures are more in the fork of 60 to 70 degrees.

In addition, Colorado was ranked 13 in global health care, according to US News & World Report , which explains why the city is one of the most affordable.

Port St. Lucie, in Florida, has a higher cost of living than some of the other cities (its average is 101.1), but its warm climate and its tax conviviality are what calls on retirees.

"Florida has No income tax, This means that all forms of retirement income (including social security) are free of tax at the level of the state ", according to Smart Asset. The State also has a low tax on goods and sales.

In addition to being affordable, Jacksonville, Florida, is another city where retirees would like to live the most, while 10% of those questioned chose Jacksonville as a desired location. And with the tax conviviality of the state, the warm weather and the cost of lower than the average of 99, it is easy to see why.

You can rent an apartment in a room in Spokane, Washington for $ 1,100 per month, which is much cheaper than many other cities. In addition to its affordability at home, the city has a favorable cost of living.

And while Washington is known for his precipitation, Spokane is still recovering 170 days sun per year.

Augusta, in Georgia, is perfect for retirees who are looking for affordability. According to Advisorsmith, the cost of living index of Augusta is 91.2. And you can rent an apartment in a room for only $ 860 per month.

If financial incentives are not sufficient, consider that Augusta also has more than 200 days of sun per year, there is a lot of time to be outside.

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Like Augusta, Columbus, Georgia has more than 200 days of sun per year. Columbus is even more affordable, thanks to its 88.5 cost of living index.

Similar to other states on the list, Georgia did not impose social security and Sales and property tax The rates are moderate, according to Smart Asset.

Large rapids, Michigan, takes the ninth place on the list, thanks in part to state quality health care. According to News U.S. , Michigan is Classified 20th In overall health care and only 7.1% of the population is without health insurance.

As a bonus, the cost of life index of Grand Rapid is 93.7, putting it below the national average.

Gainesville, in Florida, is a living city with a large retirement community. Although its 97.3 cost of living index is higher than the other cities on this list, it is still lower than the average.

According to Empower, the cost of living was the top priority for retirees when he decides where to live, because 46% of those questioned selected this option.

Reno, Nevada is ideal for retirement, especially with regard to the climate. Reno has a huge 251 day of sun per year. This city also has a reasonable rent, with a room apartments available for $ 1,300 per month.

The last city in the state of Sunshine to make the top 20 is none other than Tallahassee. You can rent an apartment in a room here for less than $ 1,000, and the cost of living index is 96.4.

Empower notes that 28% of people said their absolute priority was the price of houses.

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Philadelphia is the first of the two cities of Pennsylvania to make the top five. Although the cost of living is higher at 103.4, the tax conviviality of the State is what places Philly above on the list.

"Pennsylvania fully exempts all social security income, as well as payments of Retirement accounts , like 401 (K) s and Ira, "explains an intelligent active ingredient. They add that land taxes are a little higher than the average, but the sales tax is among the 20 lower in the country.

Michigan is a state adapted to retirement, with two cities in the top 10. Detroit has an surprisingly high number of sunny days per year in 180, but the real victory is state taxes.

According to Smart Asset, "Michigan does not impost Social Security retirement And provides a relatively significant deduction on all other types of retirement income. ""

The third most affordable city for retirees is Sioux Falls, southern Dakota. "Sioux Falls ranked in the middle of the pack for most categories, has no state income tax, relatively low land taxes and no succession or inheritance tax" , explains Empower.

The city also has a high air quality and tons of natural attractions.

Pittsburgh took second place because of his health care. According to Empower, he ranked fifth for access and quality of health care.

"Home of the University of Pittsburgh Medical Center, West Penn Allegheny Health System, Allegheny Health Network and two large Hospitals VA, retirees will live near the best doctors for specialized general care and health problems," notes Empower.

Las Vegas takes first place as the most affordable city for retirees.

"For those looking for their daily dose of vitamin D, Sin City ranked second for the average annual sun (292 days per year), and turned out to be very favorable to tax, without income tax 'State, and without tax on succession or inheritance, "explains Empower.

Las Vegas also has a ton of retirement communities and endless entertainment options.

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