Good Lifestyle

There are some drawbacks to age - gray hair, wrinkles and increased health problems included. Fortunately, there are many other things that soften the work of aging. One of them? There are many ways to save money on shopping for everything, grocery store and holiday clothes, explains Cassandra Happe, Wallethub analyst. Here are 10 money saving tips for people over 55.

If you are over 55, do not try to attack health insurance by yourself. "We can optimize their savings by consulting a Medicare broker," explains Happe.

Many restaurants and shops honor the elderly by offering them good deals. HAPE suggests adopting discounts for the elderly, which are often offered in restaurants, retail stores and even in services focused on services. Always find out about them.

Joining the membership associations for the elderly can save you big, according to Happe. The AARP should be at the top of your list. AE0FCC31AE342FD3A1346EBB1F342FCB

Many stores offer special days and hours to the elderly to buy. "Buy strategically on reduction days," explains Happe.

Did you know that most cantons and cities offer special offers to the elderly? "Explore community resources," says Happe.

According to Happe, learning to negotiate invoices can also save you money. Whether it is automotive insurance or public services, try to make a real person live to speak.

Do you pay your membership invoices or other renewable payments monthly? Happe suggests paying bills such as car insurance every year, which often allows you to put back.

Do you buy regularly in the same stores? Taking advantage of the loyalty programs can save and bring you a lot of money and gifts, says Happe.

Reign your approach to travel, says Happe. For example, traveling out of season or during the week can save you a lot of money. Do you like nature? "Invest in a national parks pass," she recommends.

In the past, you had to wait to get a newspaper or a mailer to cut coupons. However, in the digital age, the coupon is much easier. "Download the coupons on the internet," explains Happe.

Most stores have appointed days for the elderly to buy and save. "When you shop for grocery store, be sure to ask your grocer for discounts available for the elderly or if there are days when the elderly can save earlier or shop earlier in the day he does not is not so crowded, "says Bodge.

Bodge also recommends reaching a big club, such as Sam's Club, BJ's or Costco which can give you access to savings by buying in bulk, "which can be a good way to save on the items you use regularly". If you only buy yourself for yourself, plan to join a friend and separate the items.

Instead of setting up a weekly meal plan, then making your shopping, Bodge recommends browse shipowners and grocery websites to find out what is a sale and the implementation of your menu accordingly.

Once upon a time there was comparison purchases in grocery stores were almost impossible and physically involved in various stores to see the prices. Online purchase websites have made it much easier to do so. "It's about comparing prices," said Happe.

Do not plan meals in advance can cause money to be a waste of foods that go wrong. Happe strongly suggests setting up a list of meals before purchases to avoid buying food that will end in the trash.

The healthiest way of shopping in a grocery store is to spend more time going around, buying healthy proteins, dairy products and producing - items that will keep you longer compared to with processed carbohydrates.

Ordering online and recovering your shopping is a great way to save money, explains Bodge. For what? You are less likely to stimulate a shop.

In relation: 2 alternatives which are just as beneficial as walking 10,000 steps

Bodge also suggests considering buying the store brand or generic products of products. For example, store brand milk is generally at least $ 1 cheaper per gallon than a compable brand milk.