Good Lifestyle

Saving money often looks like an intimidating task. However, inflating your savings account is actually easier than you think - and you may not even have to give up much in terms of lifestyle. "Cutting your monthly expenses does not mean that you must sacrifice your quality of life," Siobhan Alvarez-Borland , DIY, lifestyle and the budgetary expert tell the best life. Here are 7 ways to save money each month, according to experts.

"I always recommend that families start first by monitoring expenses and creating a budget depending on this," said Alvarez-Borland. "Look at all your purchases and monthly expenses in the past 3 months, including both large and small line articles. Create a document that shows a snapshot of where your money is going."

Have you joined a streaming service for a certain show and forgot to cancel it? Or pay for a grocery store or a food delivery service that you have not used for some time. First of all on the cutting block must be subscriptions or subscriptions that you never use, suggests Alvarez-Borland.

It seems overwhelming when you try to cut too quickly. "Instead, small changes lead to more success," said Alvarez-Borland. Do you eat at the restaurant 5 days a week? What about the quantity you spend in the manicure fair or in new clothes? "One of the simplest places to reduce expenses is to start small. If you are currently spending $ 500 per month in grocery store and to take away, set a goal to reduce this by $ 100 to start by packing lunches 3 out of 5 days a week and save on grocery store through meal planning , "she said. Once you have achieved this goal, it will become easier to reduce spending in other areas.

Jen Reid, The financial and planner expert, a basic financial founder, recommends that it is more thoughtful for purchases. "Understand what you appreciate and spend only things that make you really happy," she said.

Sometimes we make unnecessary commitments that are expensive. "Say just no," says Reid. "We are afraid to miss, to do things simply because we feel guilty." Instead, really ask yourself if you want to do something and it is worth it financially.

An easy way to save is to remove your Apple credit cards, PayPal and other easy -to -buy applications. "This will help create a barrier to buy," says Reid. "It will help you expect things and if you really need it, you will have to go get your card and get manually." AE0FCC31AE342FD3A1346EBB1F342FCB

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Before shopping, plan in advance. "Create a grocery list and only buy what is on the list," recommends Reid. "It is too easy to go to the grocery store and pick up things you" need "to get out of spending more than you plan."