Never let your bank give you this, said the police in a new warning
This alert is linked to an increasing flight tactic targeting your money.
Regarding our harshly won money, we tend toTrust our banks To keep safety. And it's a lot of money overall. According to the survey of the Federal Reserve on Consumer Finance (SCF),Average balance of the bank account For American consumers, it's $ 5,300. Multiply this by the majority of Americans with bank accounts, and you end up with a fairly heavy sum. Naturally, there are thieves who seek to take advantage of it, which prompted the police to issue a new alert to the Americans on how to avoid stealing money from their accounts. Read the rest to find out what the authorities say you should never let your bank give you.
Many people are worried about their money at the bank.
To steal your physical debit card to target you with bank scams, there are many ways that thieves can access the money you have on your bank account. And many people are well aware of it. While the federal deposes insurance corporation (FDIC) indicates that97.3% of bank households Let's say they feel satisfied with their bank, 16.1% of unwavering households say they do not have a bank account because they "do not trust the banks".AE0FCC31AE342FD3A1346EBB1F342FCB
They may have good reasons to feel this. According to the board of directors of the federal reserve system, more than 29% of American adults say they have known at least one of the five main problems associated with the use of banking services. The most common problem? Fraudulent transactions. About 16% of adults said they had been affected by money from their accounts with accusations they had not made.
A tactic becomes more widespread among thieves.
If you move one of your money via the American postal service (USPS) these days, you put yourself in danger. Chevy Chase police, Maryland arenow warn residents About the current mail flight, patch reported on September 21. According to the Police Department of Chevy Chase Village, the thieves of the suburbs of Maryland have stolen mailbox keys and used these keys to steal the mail mail from the blue USPS collection in Bethesda and Chevy Chase.
Thieves are looking for a particular thing: your checks. Authorities said criminals find checks by post and forge their names, sometimes allowing them to steal thousands of dollars on people's bank accounts.
"Criminals fly mail -That's what's going on, "Frank Albergo, National President of the Postal Police Officers Association, told Wmar Abc-Affiliate in Baltimore. "They are looking for checks to wash, they enter into blue collection boxes, they fly the letter holders, they go to postal vehicles, it is out of control. Postal crime has died out of control. ""
Never let your bank give you this.
The flight of continuous mail being increasingly widespread, the Police Department of Chevy Chase Village said that it recommended that the Americans try to "write as many checks as possible", by making more electronic payments only by checks sent by post. But if you should always send checks via the USPS, the authorities have another key advice: "ask your" secure "checks that are more difficult to modify."
Many people still use regular personal checks, which are only "paper shotsissued by your bank which presents the bank routing number and your account number, "accountForbes. These facilitate criminals to forge checks that they steal mail, withFrank Abagnale, a security consultant in Washington, D.C., telling Bankrate that thieves are committed$ 1.1 billion in check fraud annually.
Fortunately, banks also offer "official bank checks" such as certified checks and cashier's checks. These generally require more customers, such as a photo identifier issued by the government, proof that there is enough money in your account to cover the check, and additional costs, byForbes. "Cashier checks and certified checks are official checks that are guaranteed by a bank," said Investopedia. "Compared to personal checks, cashier checks and certified checks are generally considered safer and less sensitive to fraud."
Postal service indicates that it works to prevent mail and fraud theft.
Mail flight is not just a problem in Maryland. People from the States from all over the United States faced this current crisis. As a result, Albergo advises Americans to put precious things, such as bank checks, in community mailboxes. "You know, as a postal post, it is difficult to say, I refuse to say it, but I would not put anything in the blue collectible boxes that I will bring my mail in a post office", -It declared to Wmar. "People lose public confidence in mail. The postal service destroys its brand."
The USPS postal inspector branch told the media that it continued to investigate postal crimes throughout the country, such as postal fraud, theft and crimes against postal employees. "As part of our mission to protect our employees, our customers and postal service, theft of postal employees are an absolute priority for postal inspectors," said the public affairs office of American postal inspectors (USPIS). "Although the incidence of flights is relatively low (given the number of daily contacts, postal employees have with the public), postal inspectors each take very seriously."