How to write a check
It was never a question of spending money. It was about art creation.
It's a shame, really. Like our higher and higher invoice payment technology methods and make big purchases easier and easier-thank you, Venmo, Paypal, Square, Apple Pay and other Fintech applications - not only does not monitor we do not death ugly and slowspecies In real time, but we also see the most elegant, graceful and satisfying way to spend money, go to the Dodo way: Write a check. According to recent research by WEPAY, more than half of the millennia barely use checks. And innumerable American younger people do not even know how to write a check at all.
We now know that we can not stop the inexorable step of time and technological advances, but we can certainly take a moment in Bemoan. After all, knowing how to write a check was never just spending money. It was symbolic. It was celebrating. It waselegant. Above all, it was the act of creating a little bit of art of six inches on two and three quarters. Unlike the seizure of a few characters in an application and hit Send, write a check onyour hand,your ink.
Like every man born before 1980 knows, there is nothing more satisfying than walking in a shop or a car dealer or a mortgage broker - and that the leather wallet containing these magnificent rectangles of bright green paper. If you had a nice feather fountain or a felt pen, you could actuallyto listen The swoop of ink as you wrote your bold signature and loopy. (And we dared to find an application that recreates the unique sensation of tearing a control cleanly on its perforated edge.)
In addition, for a legal call for tenders, checks offer a remarkable amount of flexibility. Take, for example, the area where you write your dollar amount as a word (more on this below). You want to include hundred "00", or maybe even nothing? Your choice! Do you want to fully fill space with your words or simply reduce a line through it to fill it? No matter! And your signature! Look at all this magnificent real estate. The truth is that if you ask twenty different executives how to write a check, you will probably have twenty different style shades.
But checks are not yet dead. And for those who want to know how to write a check properly - with style and panache, we have covered you below. And once you nailed it, do not miss allThe essential skills that men must know.
Step 1 Write the date
Each check must be dated. In the upper right corner of the check, you will write it legibly either in DD / mm / yy or date, month, year format. We encourage you to use the latter and, in readable cursive. Why? Some reasons.
First, it is much more literary to see "June 8, 2017" -as you would meet in a work of fiction, or on a love letter dated a battlefield a long time ago, but it is to see a chain of lazy numbers.
Second, the writing of the month offers more space to personalize the check and do it. When writing "June", what does your "J" look like?
2nd step Write the recipient's name
Whether you inform your Aunt Cyber-Phobe-Phobe Lisa for the $ 75 you borrowed for beer money over the past year or pay rent to your octogenarian landlord who has certainly never downloaded an application It is important to note who this money will go. You can write here "Silver" here if you are not sure of the recipient's own name (or name of the company), but simply know that everyone can cash the check at this point, so stick.
There is only one true rule here: the name must be legible, the recipient can deposit or cash it with correct identification. But we would like to offer at least one gentleman's rule: write the namefat. Why? Well, trust us: the recipient will flatted to look at the eyes and see it with its size and dignity.
Step 3 Write the amount of the dollar numerically
Just to the right of the recipient line is a dollar sign. Yes, here is the shot of money. You do not need to write another dollar sign here; The bank did it for you. Simply write the exact amount of the check, using dollars and hundred. If your rent is $ 750 and bless you if it is written "750.00". Do you really need the ".00?" No! But add it if you want. However, if you pay only whole dollars and no cents, we think it adds a breath of Casual Cool to drop it.
Step 4 Write the amount of the dollar in the word form
Because the amount of the dollar is the most important part, you must write it twice. In this way, if the amount of the digital dollar is difficult to read, the cashier to the bank can rely on the word-form version just below the recipient line. For this rent check, only $ 750, write "seven hundred and fifty dollars and 00/100" or simply "seven hundred and fifty dollars". If your owner of misery raises the rent at $ 750.75, write "seven hundred and fifty dollars and 75/100".
Then fill the remaining space with a line without worries, actually on the right, so if the check is stolen before being cashed, this space can not be easily modified. You do not know how to write a check, it should definitely be the easy part.
Step 5 Sign that!
Now the resistance room, where you have to be a little elegant and show yourself. How often do you get to sign your name? Back When we used checks for a good amount of our transactions, we signed our names all the time. The signature checks will help you work on a strong strong signature and make you feel like a boss. We suggest something ornate, big, gauge and vaguely legible. Why? Well, your name is already written in the upper left corner, so the bank knows it's your check. The signature area is all about style and flower - and showing that you have a signature of Badass.
Step 6 Fill out the memo section (optional)
It's a little archaic and it has much more sense when we have balanced our bank accounts based on our checkbook books. Carbon paper underneath us would help us remember what each check was for. Fill it as a recipient's recall, what is the check for. Some places, such as the DMV, will require your driver's license or your driver's identification number in this section to make sure they can find you if it bounces.
Whatever you do, do not add any joke here. Do not forget: If you do not know how to write a check, it's a work of art, and not something to laugh.
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