Good Lifestyle

It is a terrible danger of living in a world directed by the Internet and the one that arrives too often to each of us: theft of identity. It's an expensive headache with harmful consequences - and this is even worse when it happens and you do not even know.

To make sure that it never happens to you, the best move is to keep a clear eye for indices that could tilt you that your identity has been stolen. After all, the signs are clear and obvious - if you know what you are looking for, that is to say. So read and never be vulnerable to computer hackers.And remember that your first step to secure your accounts is to avoidThe most common passwords you should never use.

Following an eventually new and expensive purchase via your account, you can receive normal phone and email solicitations. Purchases of large tickets can also increase the solicitations of sellers trying to buy expensive products related to home improvement, car loans, etc. If you suddenly start receiving a high-end spam, it may be time to call your bank.

Sometimes, when we see a negligible purchase in our credit card statement, we do not bother to challenge it, even though we know that we have not done such a purchase. This is an expensive error in identity theft. Why? Pirates can often make a nominal purchase using your card just to test the waters. And when buying, a bigger purchase and a bigger purchase will be performed. So be aware of all the charges. And for more ways to live smarter, do not miss these40 ways of genius simplify your life after 40 years.

Hmmm ... Sound confusing, no? At the forefront of identity fraud, a growing credit score - especially when you do not wait for that. Why? Essentially, people who are trying to defraud that you will gain more of your increased credit score.

And once it is reached, you can see credit applications everywhere. By checking your credit report, you can see inquiries and difficult credits that you have never initiated, in real time. And to find out how to raise your own credit score in the right way, checkThe best ways to strengthen your credit score.

With two-factor authentication alerts, you get a text message or email that provides a six-digit code for you to use and connect to an account. In this way, you are alerted in real time about access to the account.

Having this authentication alert gives you a second layer of protection as well as the knowledge you are connected in a membership or service that you have no idea. By knowing, you can also take quick action to protect your accounts even more.

If a fraudster destroys the name of your employer as well as your social security number, they can then use your information to collect unemployment benefits. If this happens, a person at HR is kept to notice and alert you.

Sometimes the fraudster can use your social media to follow your job status and if you just left a job, it means that they can escape with fraud longer until your previous employer chooses to contact you .

If it's too good to be true, so it's too good to be true! If you have just received a tax refund that you have not tabled, you can assume that you are the victim of identity theft. In fact, this could mean that the fraudster filed a tax return on your behalf using a preloaded debit or debit card.

A dead gift that identity theft can occur is when your electronic tax return is rejected even when all the information is on site and there is no error. This means that a identity thief has already used your identity and filed a return on your behalf so that you can claim your tax money. If you think you are the victim of identity theft, you can file tax evasion at the IRS by calling the Specialized Identity Protection Unit.

When this happens, the identity thief may determine how to connect to your IRS account. But instead of being able to download the information they wanted, they failed the site security test. Thus, you received tax revenues not interpreted by mail because IR I sent you under the false belief that you requested.

Make sure to review your books for any tax irregularity and report the issue to the IRS as soon as possible.

This is a large number of people encountered: a transaction on your account you have not allowed is a sign that someone can have access to your debit or credit card.

EFri If you have your card with you, your information can be stolen by scumping. If you notice such unauthorized transactions on your bank accounts such as suspicious fund transfers, contact your bank immediately so that the necessary actions can be taken, whether replacing your card or cancel your account.

Request credit and be refused or offered less favorable terms, such as a high interest rate - no clear reason can be a sign that you are the victim of identity theft. This indicates that someone uses your identity debt - accumulating debt on your behalf. You can also get a copy of your credit score or credit report to check loans or accounts that are under your name but are not yours.

An identity thief can support your information, including making a change in your billing address. This may mean that the statements are straightened to a new address so that you do not know that the identity thief spends money on your account.

If you have not received your invoices and other financial statements for more than a month, contact the companies you have made with and check why they have stopped sending your bills. You can also contact the post office if you think someone stole your mail.

Get calls from your bank might not seem unusual. But if you receive a call from your bank asking for things like your account number or PIN code, this is one of the signs that the suspicious phone call comes from an identity theft.

If you receive a call like this, the best move is to call your bank to confirm the suspect call and request assistance on how to protect your account.

If you have no memory of borrowing money or taking a loan, you start getting calls from creditors or collection agencies to harass you to repay the loan you have never done, you have clearly A problem to be treated.

If you see an account you do not recognize in your credit report, especially a foreign country, this could indicate that you are the victim of identity theft.

Get a credit report is free, especially if you request it with agencies such as the Crémared.com cycle - and much the trouble to be done so that you can identify all the strange accounts listed and take care of that -this.

If you asked for a loan because you know you have a good credit, but you have been refused, it may be because you have a damaged credit. A credit agent clings to the bottom of your credit and can spot something to a cursor look in your credit report missed, so take their contribution seriously.

If you notice that the gains of your social security statement are more than your real winner, then something is absent and that could indicate that you are the victim of identity theft.

If you see errors like this in your statement, call the Social Security Office and determine whether your number has been used for fraudulent purposes.

Another common sign of being the victim of identity theft is that you can not access your online accounts such as your bank, social media and others. Even if you are sure of your username and password, but you are always blocked from your online accounts; This may mean that someone could have gone to your account and changed your information so that they can use it against you to scam others.

Health insurance is another area of ​​your personal information that can be compromised by an identity thief. If you start obtaining medical invoices for appointments and medical procedures that you do not have knowledge, this could mean that your medical information is used by someone to pay for their medical expenses.

If you do not solve the medical identity theft, your health insurance company may not cover your future medical expenses, as your benefits have been completely exhausted by fraudsters.

This one would pay your attention quickly! Perhaps the most unpleasant sign of identity theft is perhaps an arrest warrant for a crime you have never committed.

If the police are at your door tells you that you are under arrest for banking fraud or other financial malfraud, you'd better hope that there is a paper path that can exonerate you.

If you start receiving reviews or invoices for the items you have never ordered, it is the safest sign of identity theft.

In addition to invoices, you may also receive late notices on the accounts you have no opening or possession of possession. According toIdentity theft alertAuthor Steve Weisman, the best way to counter this problem is to call the notice or billing sender regarding your late accounts. Inform them that you have never allowed transactions and explain that you are the victim of identity theft.

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