Good Lifestyle

Your mobile phone is undeniably an essential element. You use it to check your email, get directions and even watch your favorite shows. However, if you are like most Americans, you pay an arm and leg for these services every month. According to the latest Bureau of Labor Statistics statistics in 2018, Americansspent on average $ 99 per month-Grang an amount of $ 1,188 a year on their cell phone service. This does not mean that you must continue paying the nose for this essential utility, but in fact, there is a simple way to significantly reduce your mobile phone bill, according to experts.

If you want to keep more money in your pocket, expert financeEthan Taub, CEO of personal finance sitesTrillion andCharactersays that the signing of a new group plan with friends or family members can help you significantly reduce your monthly bill. "If you find yourself with five or more people, you can use the power of people to deal with one of the suppliers," says Taub.

"To volider that many customers in a supplier will allow you to negotiate and get the best deals they have," he explains. In fact, 12 Taub employees have been developed to obtain a group reduction and managed to mark a 50% reduction in the announced rate of an important carrier.

But team up with a large group is not the only way to reduce your bill to discover easier ways to reduce your phone bill every month. And for more ways to keep more money in your portfolio, it'sThe best way to save money during its online purchases, according to experts.

If your data use leads a huge amount of your mobile phone bill, an easy solution that you can use almost anywhere. "Whether you are in or out of [your] at home, always choose to use WiFi when possible, because the use of data via the Internet does not count in your monthly data cap," said the consumer expertDana Marineau, CMO of savings applicationRakuten. Fortunately, you can find free Wi-Fi almost anywhere these days, Starbucks to whole foods at your local public library. And for easier ways to save money, checkThe secret store on Amazon with tons of popular items for sale.

Of course, you know how much you pay for your telephone service, but do you know what services do you use the most? Marineau recommends analyzing your use of your phone and search for what other cell planes offer in terms of service.

"Depending on the time you spend time talking on the phone or the amount of data you use, you can save about $ 200 + each year simply by switching your phone plan to better adapt your lifestyle", explains Marineau.

If your mobile phone plan is with an important carrier, consider moving to a smaller business and you could simplyGet a smaller invoice, too much.

"Do not forget to check the less known carriers like Consumer Cellular and Wireless Republic - they all offer different plans and prices, you will probably find competitive agreements," says Marineau. And for more information delivered in your inbox,Sign up for our daily newsletter.

It may seem too good to be true, but in many cases, businesses will give you a discount on your invoice if you just ask.

Marineau notes that, in order to keep customers during the economic downturn, many companies work hardest than ever to meet the needs of customers. "Speaking with a representative of your telephone company, they may be able to give up some charges or charges or offer recommendations on different special plans and promotions," she said. And for easier ways to reduce your expenses,How much money would you save if you have made your coffee every day.

Something as simple as automating your ticket, the payment of your invoice could save you of the major money.

"Most suppliers are willing to reduce your bill up to $ 10 a month if you register for Autopay," says the financial advisorEduardo Litonjua, founder ofPassivecometree. He adds that for this for a family or group plan can save you even more.

Depending on your career path, you can already qualify for a discount on your phone bill.

"If you are a veteran, a nurse, a teacher, a first respondent, or even a student, each cellular telephony company has a simple verification process" that can help you mark job-based discounts, Depending on the personal finance instructorFRANKIE FEGURGUR, founder ofTalk about frank money. Fegurgur explains that these reductions can often save you up to 10% on your invoice every month, and they also save you on phones, accessories and activation fees.

However, you do not have to work for someone else to enter these savings.

"If your lines are through a business you own, you are usually eligible for discounts similar to enterprise employees," said Fegurgur. Registration through your small business can also allow you to access a dedicated commercial representative and a company-specific customer service.

If you have more than 65 years, you can be eligible for a big economy on your phone plan.

"There are wireless carriers that specialize in lower cost plans" for the elderly, explains FEGURGUR. "You can contact them online or by phone and can help you transfer your existing phone number."

If you are willing to pay before your phone bill, you can probably keep more money in your portfolio by doing so.

"PostePid is always more expensive than prepaid," says the financial advisorJames Walsh, CEO ofBillions of the bank.

If you never need to use your phone insurance - or forgot that you pay for this first - it may be time to give up it. Walsh says Lauche insurance is an easy way to save money every month without giving up no valuable service that you actually use. And if you are looking for extra money,Are high, you qualify for a stimulus check in these 4 states.