The best ways to reduce your medical expenses
Do not let the health business take control of you.
Between the rise in premiums, direct taxation and visits to more frequent physicians on behalf of preventive care, it can begin to feel like health care costs increases rapidly. In fact, according toData Medicare and Medicaid services centers, this is precisely the case: health care costs per person have almostdouble Since 2001. (that year, the average of the person was $ 5,220. In 2016? $ 10,360.)
All this equates to the feeling that medical expenses are an inevitable and always tightened vice. But even in the face of these precipitated figures, there is still hope! By adopting some easy tactics to implement, which we have gathered here - you can bring these health care costs up to a cecting stop. In this way, you will have more money reserved to live your best life - forever. And for more ways to keep your medical costs as low as possible, maximize your overall level of health by learning100 ways of living at 100.
1 Open a flexible expense account.
If your employer offers one, you can finance it with a percentage of your salary and use it for medical expenses that your health insurance plan does not cover, such as glasses or co-pays for doctor visits. . Since the money you put aside is not imposed, every dollar you get goes further. And for more ways to put aside an extra scratch, learn the40 ways to seriously stimulate your savings after 40.
2 Maximize your medical deductions.
You can deduct out of pocket medical expenses greater than 7.5% of your adjusted gross income. Fixed laser eyes surgery, smoking cessation programs and money devoted to the care of an aging parent can be deducted. For a complete list, see the IRS 502 publication.
3 Drive a good deal with your doctor.
Medical treatments that may not be covered by insurance, such as alternative medicine, often come with negotiable price tags. Before your appointments, online search prices and are equipped with standard industry figures.
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