10 best places to retire abroad, say the experts
These affordable and welcoming destinations offer excellent health care, dynamic expatriate communities and a better quality of life for Americans.
While the cost of living increases and health spending continues to climb to the United States, more Americans are planning to move abroad to stretch their retirement Savings and enjoy a better quality of life. In fact, an increasing number of retirees exchange a suburb against picturesque coasts, dynamic cities and welcoming expatriate communities around the world. Whether you are attracted to a relaxed seaside town, a culturally rich mountain village or a history European City, the right destination could offer better health care, lower expenses and a more fulfilling lifestyle.
Here are the best countries to retire abroad in 2025, according to experts. From the affordable comfort of Panama to the lifestyle of the well-being of Thailand or the charm of Italy, one of these of the international destinations could call your name.
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1 Costa Rica
Head to Central America and remove yourself in the heat of Costa Rica. According to the travel writer LGBTQ Lindsey Danis , founder of Queer adventurers , This tropical paradise has "a huge community of expatriates and is really welcoming for foreigners".
"It is at the central standard time, so it works well for family people in the United States," said Danis. "What distinguishes me for me is their commitment to sustainability, and the ecological hobbies it offers to retirees, such as birds, pleasure navigation and nature."
Katy Nastro , spokesperson and travel expert with Going , recommends Costa Rica for those who want somewhere geographically near the United States
"From the point of view of travel, it is also easy to fly in small American airports from there in addition to the big hubs, so if there are grandchildren in Cedar Rapids, that will not break to see them from time to time," she said.
Even better, Nastro stresses that Costa Rica offers easy access to health care and has a Retirement Visa In place, "make it relatively easy for retirees to qualify for resettlement".
2 Germany
Wolf person , Babbel professor live and cultural expert at Hubbub said that American retirees should consider Germany.
"Because of its exceptional health system, Germany is also at the top of the list of the best places to retire," shares Wolf. "The quality of life in Germany is high and the social services in place guarantee clean cities and well -developed infrastructure."
Wolf also dissipates the fears of a linguistic barrier.
"There are many cities with English-speaking communities that will allow you to learn the language at a more comfortable rate-considered Munich, Dusseldorf or Bremen," she suggests.
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3 France
While the French can have a reputation for their opinion on the Americans, travel experts say that retirees will feel at home in this beautiful country.
Kristin Lee , Expert by travel and author of the Adventure Travel Global Travel Escapades blog, specifically recommends the south of France.
"This region houses several idyllic cities and cities known for their relaxed atmosphere and their mild climate, perfect for those who seek to relax and enjoy their golden years," she explains. “In addition, the region offers a range of activities adapted to older communities. Picturesque Provence , fishing along the picturesque coast, and discovering the history of neighboring medieval cities! »»
If you want a more affordable French destination, Lee advises considering Biarritz .
"This small coastal town is a hidden jewel located along the southwest side of France near the border of Spain," she says. "It signals to its pleasant climate, its picturesque beaches and its dynamic local culture, which makes it an ideal place for retirees who seek to remain active and to engage in their new community."
4 Mexico
Another beautiful place to retire is Mexico, which borders conveniently the south of the United States but rather than settle in a well-known tourist destination like Cancun or Cabo San Lucas, Becca Siegel , co -owner of the Half Half Travel blog, suggests checking Merida, Mexico .
"I know full well that Merida is an excellent place to retire abroad, because when we were there, we ended up socializing with many expatriates who were retired!" Siegel remembers. "Merida is a city in the Yucatán peninsula, known to be the region's trade center. The charm is that it is very accessible on foot and has pastel buildings throughout the city center."
Even better, Merida is an ideal place if you want to relax in hot weather.
"If you want to retire and escape the cold forever, Merida is your tropical response," she said. "Nor is it too far from most of the United States and the cost of living is really affordable. Not surprising that the secret is out of Merida!"
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5 Portugal
According to Digital Nomad @ebfinleytravels, one of the best places to retire is Portugal.
"Portugal is certainly one of the most affordable European countries, and you can easily retire with between 2,500 and 4,000 euros [around $ 2,700 and $ 4,300] per month," said @ebfinleytravels in a April 2023 Tiktok Video . "Whether you are looking to retire in a big town, a small town or a by the sea Villa, Portugal has everything to please. »»
In addition to a relatively affordable cost of living, retirees can enjoy a good warm weather all year round, as well as "good health care, incredible food and incredible landscapes", says @ebfinleytravels.
The Tiktker stresses that the idea of a “cheap” cost of living is relative according to your income - and if you are going to settle in a more distant region, you should have a basic understanding of the Portuguese language.
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6 Greece
Greece is another Danis' "best choices" for retirement destinations outside the United States
"It's beautiful, people are friendly and the food is fresh, local and largely based on plants", shares Danis.
Need more convincing? Greece has been named one of the best places to retire in the world. According to Annual annual pension index of the International Living 2024 , Greece has more affordable real estate real estate than we have done here in the United States - estimated up to 75% cheaper. The cost of living is also 30 to 50%lower, known as International Living.
7 Spain
Spain is also highly recommended by travel experts.
"Cities like Málaga, Valencia or Madrid in Spain are known for their large communities of expatriates, but will also encourage learning in Spanish for American retirees," said Wolf. "The Costa del Sol region in Spain in particular is known for its conviction and its welcoming people, which makes the sometimes intimidating aspects of the practice of a much easier to manage language."
If you wish to consult northern Spain, Lee strongly recommends San Sebastian .
"From the breathtaking views of Bisque bay to a rich gastronomic scene which includes Michelin-starred starred restaurants nestled in the winding alleys, this seaside city offers the perfect mixture of relaxation and cultural experiences for those who seek to retire abroad," she said, also stressing affability.
"San Sebastian is relatively affordable for most other regions of Europe, so that retirees can stretch their retirement savings while enjoying the best than Spain and its surrounding regions have to offer," shares Lee.
Even better, Samantha Linnett , travel planner and blogger Discover with Sam underlines that Spain has an easily accessible retirement visa called non -profit visa . He has no age restriction and only requires proving a financial self-help.
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8 Panama
Panama continues to rank among the best places so that the Americans retire abroad, thanks to its Visa Pensionado. This is one of the most generous retiree programs in the world for which you need proof of a monthly income of only $ 1,000 (plus $ 250 for a spouse). You can expect impressive discounts on everything, domestic plane ticket and public transport restaurants , Films and medical care.
In addition, the country uses the US dollar and offers modern infrastructure, including stable government, private hospitals, high speed Internet and effective banking services.
Many retirees choose Boquete (photo above), a beautiful mountain city known for its cool climate, its coffee farms and its welcoming expatriate scene. Others prefer Panama City for its urban energy and proximity to the best medical care and purchases.
9 Thailand
If you want luxury cultural experiences and affordable dynamics, think of Thailand. Retirees are attracted to the peaceful Buddhist culture of Thailand, welcoming inhabitants and the ability to enjoy a relaxed pace of life.
The Thai government offers a retirement visa for foreigners over 50, which requires proof of income or assets. Once approved, expect monthly lifestyles as low as $ 1,200 to $ 1,800 in cities like Chiang Mai, Hua Hin or even Bangkok games.
What really distinguishes Thailand, however, is its exceptional private health system , where English -speaking doctors and international accredited hospitals offer high quality treatment in a fraction American prices.
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10 Italy
Of course, this list would not be complete without the dream of many Americans: to retire to Italy .
You just have to imagine fresh food, rich culture and beautiful landscapes to make you want to reserve a single -way ticket in regions like Abruzzo, Marches or Sicily. Unlike Rome and Milan, these places offer a surprisingly affordable life, especially if you rent or buy a property outside of tourist hotspots.
Italy has introduced special visas for retirees and digital nomads, allowing American citizens to stay in the long term if they can show sufficient income or assets. Although the bureaucracy can be slow and complex, many Americans find it difficult to reward. The Italian public health system is accessible once you are a legal resident, and direct costs for private care is often much lower than those here in the United States.
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