Good Lifestyle

The time you spend at work in the morning can drag, but it is not the only drain that travel can cause. High costs of own and maintain a car At exorbitant prices at the pump, the average turnip in the United States can expect to spend $ 8,466 per year On their work round trips - or around 19% of their total income, according to Bankrate. Fortunately, there are still many ways to reduce the quantity you spend just to go to your workplace. Read the rest for the best ways to save money on your journey, according to financial experts.

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The constantly evolving cost of gas is one of the clearest challenges when it comes to your trip. But although you cannot control the markets, you can do some research before filling out.

"Discover your nearest service station and see what types of reward programs they offer," suggests Robert Farrington , founder and CEO of The college investor . "These programs generally offer very large discounts, money delivery options or points that can be used for future fuel purchases."

In most cases, drivers accumulate points for each gallon purchased, which means that long -distance shuttlemen can see the advantages added and go very far. "Some service stations will also be associated with credit card companies On the money backing offers, which is a victory / victory if you already have a credit card that applies, "he adds.

You can also make a little push to make sure you get the best prices.

"There are applications that can help you find service stations with the cheapest gas, such as Tasbuddy "Explains Farrington." The Waze navigation application also has a functionality that shows prices in the nearby service stations. Each centuries saved long-term helps! "

In many ways, opting for a drop in life costs can ultimately increase the price of your journey if it means that you move away from a well -paid job. Instead of canceling your savings, Jeffrey Stouffer ,, expert in finance With Justanswer, suggests considering a Geo-Commun arrangement.

"This is where you rent a small apartment that is close to where you work and choose to stay there Monday evening to Friday morning," he explains. "When the work is finished on Friday, head to the house and enjoy the weekend in the relaxed environment, you have further from the city center. And when it comes to returning to work, go very early on the morning and remains ahead of the normal return to work on peak hours. "

Although the additional cost of the rent may seem to be a budgetary circuit breaker, the search for the right deal could reduce your overall annual costs, says Stouffer. Just take into account all the expenses and make the necessary calculations to determine if this lifestyle change is for you.

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If you have a vehicle, drying to work every day may seem obvious. But if you live somewhere where you can take a train, a bus or another trip, abandoning your car can be one of the easiest ways to reduce costs.

"I encourage commuters to consider the significant potential of the cost economy to use local public transport options in the event of regular commuters," explains Farrington. "Even if you only use public transport for part of your trip, you always make substantial savings on gas and reduce wear on your car."

Live in an area without a public transport system? He also suggests considering carpooling with friends or finding colleagues in your region who could be willing to regroup and divide costs.

It is not only gas prices that can accumulate during your reader. Experts also point out that the roads you choose to take could cost you more than necessary.

"Plan your trip with an eye to avoid toll routes and animated streets with heavy congestion costs," Erika Kullberg ,, Personal finance expert and founder of Erika.com, tells Better life . "Or, if possible, use Waze or Google Maps applications to navigate via routes with cheaper tolls, even if they add a few additional minutes to your journey."

If there are no viable alternatives, you can also consider changing your departure time. According to Stouffer, many municipalities charge less at different hours.

"Even HOV tracks can drop the toll rates during high congestion periods and lower when traffic," he explains. "Avoiding peak time when leaving early can save time and paid tolls."

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Many employers understand that travel costs can be added quickly. This is why you may want to check with your supervisor to see if advantages are available that can help cover some of your expenses.

"Try to use your employer's benefits of the benefits of your employer, such as front tax passes and parking services," suggests Dane , financial controller and budgetary expert with Utopia management . "These programs allow you to deduce expenses for travel directly from your pay check before taxes, reducing your taxable income. It is an easy way to make daily trips cheaper without modifying your routine."

Gas and maintenance are expenses related to the car that are difficult to provide or avoid. On the other hand, you should have more control over what you spend to ensure your vehicle. AE0FCC31AE342FD3A1346EBB1F342FCB

"The cost of insurance strongly facilitates the overall costs of driving", explains Kyle Enright , financial expert and president of Make loans . "This is the right time to examine policies to ensure that you receive discounts for which you are eligible, including for safe driving files, domestic security systems and joint policies."

A car may not be the most profitable vehicle for your journey. Other more affordable options could help you balance your budget.

"I think the use of an electric bike as a daily transport method could save you a lot of money," said Habig.

He says that the overall savings in using an electric bike to get to work can prevail considerably on initial costs. "Compared to the maintenance of fuel or cars, which are both expensive, the electric bikes are very effective by costing only a few hundred per mile of electricity," he said. "You also don't have to worry about annual registration fees and car insurance premiums when you have an electric bike."

The pedaling will also prevent you from paying tolls and parking costs. "Often, there are even cycle paths to find so that you do not have to drive in the congestioned traffic during turnipping hours, thus reducing the duration of this time," adds Habig. "And apart from the reasons for frugality, electric bikes will reduce pollution due to carbon emissions caused by individual cars on roads."