Good Lifestyle

You can assume that your restaurant server, bartender or taxi driver prefers a cash tip - it goes directly to their pocket, after all. But in some cases, this is not the case. In the digital age, Label rules Around the slides change, the manicure salons accepting the advice of Veno, the gastronomic establishments, including the gratuity of your invoice, and the paper trails become greater. With all this in mind, we have consulted experts in finance and label on the moments when you should never give a tip in cash. Read the rest for their advice.

Read this then: 6 places where you should never tip, according to label experts .

There is a reason why applications are synchronized with your credit card : He leaves a paper trace of all payments, including advice, which is registered for tax purposes, in case of fraud, or simply to help you follow your expenses.

So, if you order a food delivery via a service like Grubhub or take a look via Uber Or Lyft, it is advisable to leave a tip directly on the platform.

In some cases, accepting cash advice is even against application policies, stresses Bryan Clayton , founder and CEO of Greenpal , a digital platform that connects customers with lawn service providers. "This is done to ensure that all transactions are traceable, safe and fair, providing protection to customers and providers."

"In the largest establishments or companies, cash advice may not also be distributed among all those who have contributed to the service," adds Clayton. "Here, adding the tip to the payment of your card allows a more equitable distribution depending on the company's switching policy."

John Madison , CPA and personal financial advisor at the Dysfring Financial Ministry, says you want to skip the tip in cash if you have to claim the expenses of your taxes.

According to the internal income from Service (IRS), business meals may be eligible for tax cancellation. "THE Meal cost May include taxes and advice, "they say. Madison adds that if you receive food delivery to your office, you will also want to document the tip.

Likewise, Madison says that this can apply to business advice related to travel such as those for Uber, Taxis, Walet Parking and Baggage Manuling.

Read this then: Never use money for these 5 purchases, according to financial experts .

Yes, a business owner can note a meal on his taxes, but if you are an employee who is reimbursed, you will also want to give up the cash tip.

"For reimbursement, if you incur a business expenditure which includes a tip, the tip must be paid with a credit card", advises Tami Claytor , Owner of Always suitable: Image & Liquette Consulting . "Detailed expenses will be recorded on the receipt as proof of payment."

This includes advice for eating, taking a taxi or ordering a lunch for a meeting.

If your credit card rewards you, it may be advantageous to add the tip there instead of repaying money. AE0FCC31AE342FD3A1346EBB1F342FCB

"The average American cleaning spends about $ 3,000 a year in restaurants," said Scott Lieberman , founder of Touched money . "If you give a 20%tip, it's $ 600 in tips. I use a credit card that gives me three percent money back in restaurants, so I receive $ 18. 'is something! "

And when applied to trips or other purchases directly with your credit card points, these awards are often even more.

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"When you are a tourist in a completely different country, I would suggest not to use money to make a tip in a restaurant and use your credit card," advises Canon Edwin , expert in finance and founder of My retired pay check . "I say that because you can exhaust your money converted quickly with tilting, and it can be expensive to have to withdraw money frequently abroad."

It may also be preferable not to transport large sums of money on a trip, especially if you are in an unknown place.

Although it may seem obvious, this is the most cited example by all the experts we have consulted.

Many restaurant employees prefer a tip in cash, "because they get them that day rather than the next pay period for card advice", noted Jules Hirst , label expert and founder at Label consultant . But if you lack money, it is always better to rely on another form of payment.

"If the cash amount is less than the amount you need to give a tip, I strongly recommend using your credit card or your digital portfolio instead", advises instead " Matthew Roberts , COO and co-founder of My financial choice .

"Consider asking the server if he has vemo or which digital platform he prefers or if you can simply use your credit card for the bottom," adds Roberts. Hirst says Venmo is also an excellent option for nail or hair salon tips.

"Even with transaction costs, most service services would always prefer to receive a more important tip on a credit card than that unjustly small in cash," accepts Jake hill , CEO of Hammer .

Best Life offers the most up -to -date financial information for high -level experts and latest news and research, but our content is not supposed to replace professional advice. Regarding the money you spend, save or invest, always consult your financial advisor directly.