6 things you should never keep in your wallet, according to experts

Your risk of identity theft increases enormously if you do.


Losing your wallet or flying it ranks high on the list of frustrating situations. However, in most cases, this is not the end of the world - just a big drawback. You can suspend your credit cards, replace your driving license and licked your injuries on any Lose money . However, if you keep some items in your wallet, things get more important and you are vulnerable to all kinds of problems. If you want to edit things, take note. In advance, experts in finance and security tell us the worst things to keep in your wallet.

Read this then: Always use money for these 5 purchases, say financial experts .

The 6 worst things to keep in your wallet

1. Recipes

stack of receipts
Sunshine Studio / Shutterstock

Who among us has not only purchased to stuff the receipt in our portfolio? GOOD, Brandon King , founder of Home security hero , said it's a habit you should stop. AE0FCC31AE342FD3A1346EBB1F342FCB

"Most people do not know, but your receipts are data points that can be used to get more information on your transaction, your bank account information or purchasing habits," he said. "A qualified crook can use your receipts to call your credit card company and get more information on your account."

If you don't do it Need a receipt , King suggests throwing it safely or shredding it.

2. White checks

Checkbook Signature Check obsolete home items
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White checks are necessary for a range of reasons, but the finance experts recommend keeping them separated from your wallet.

"There is a lot of evil that could come from virgin checks of the landing between bad hands, starting with counterfeit checks to routing numbers and making electronic drawals," said Bill Ryze , a financial consultant approved at Fiona .

If you need to access something like your routing number, just connect to your bank’s application or website, or take a photo of your check. You can find all the information you need without the risk of security.

Read this then: Never use your credit card for these 6 purchases, according to financial experts .

3. Passwords

crossed out passwords on notebook
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This may seem obvious, but King says that a surprising number of people always bear a note with their passwords inside their wallets.

"As security advice, don't do that - don't even write your password on paper, the end point," he said. "Keeping a list of your passwords, pins or alarm code in your wallet is a huge risk of identity, which allows you to fly easily."

Instead, use a password manager. These applications offer a secure way to keep your passwords organized.

4. Keys

Set of Keys on the Counter
Aripaii / Shutterstock

Of course, it is practical to fix your keys to your wallet via a keychain. However, it is a huge risk of security.

Because your wallet often includes your address on your driving license, keeping your keys attached to this means that you give foreigners the key to your home if your wallet was missing.

"If you lose the wallet, you need to change the locks, which can be expensive," said Wayne Bechtol , main tax accountant in Fiona.

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5. Credit cards

A closeup of a person holding three credit cards in their hand while pulling out one
ISTOCK / FARKNOT_Architect

Leaving your credit card at home is an easy way to sidewalk expenses .

"If you transport plastic in your wallet, you will use it - and there is a good chance that you exceed it," said Todd Christensen , author of Daily money for everyday people and director of education at Aging .

"A 2014 study in Incorporated economy suggests that the typical consumer will spend 16% more in a fast food restaurant using a credit card than money, 42% more in a gas station cashier, 64% more in a convenience store, 78% In addition in a fuel pump, 96% more in a grocery store and 101% more in a full-service restaurant with tip, "he explains.

In other words, when you don't know Exactly How much you spend, you are more likely to pay.

Transporting a portfolio which is entirely plastic could also make you a target for thieves - but another reason to change things.

6. Social security card

social security number things burglars know about your home
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If there is one thing that all financial experts are suitable should never enter your portfolio, it is your social security card.

"Your social security card is a crucial part of your identity, and if someone steals it, you can spend months or years to fight to prove who you really are," said Mélanie Musson , a financial expert with Caricature .

Once someone has your social security number, they can get all kinds of harms, including opening credit cards to your name and destruction of your credit.

Another reason to leave your social security card at home is that you just don't need it.

"You probably have your memorized social security number, so you don't need the physical card to remember your number," said Musson. Keep it in a safe at home or in a safe in your local bank or your post office.


Categories: Smarter Living
Tags: / Safety
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