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Anyone who has done enough online shopping fell on Paypal as a payment option for his purchases. The widely available service can work as an alternative to credit card When the time comes to check, which can be particularly practical when you don't want to put your sensitive information . But even if it can make electronic commerce much more practical, there are still situations where it may not be the best option. Read the rest to see the purchases for which you should never use PayPal.

Read this then: Always use money for these 5 purchases, say financial experts .

The items we buy online are not always necessarily physical objects. But if you buy a digital product or a download, experts say you might be better to use a different payment from PayPal.

"These transactions, often involving software, electronic books or elements at stake, can be difficult to check, and the crooks are known to exploit this fact," explains Branson Knowles , head of the American digital bank at Best mobile banks . "Paypal's policies on digital goods are not as robust as those of physical articles, and you can find yourself in a precarious position if you have to contest a transaction."

Citing a personal example, says Knowles Better life He bought once a software license key which turned out to be invalid. "Despite my efforts, Paypal could not solve the problem in my favor," he said.

The owners of smaller companies and online sellers will often be by default in Paypal as an option to pay choice thanks to its relative ease of use and how it can reduce costly costs associated with the processing of cards . But according to Dustin Sandlin , member of the association of certified fraud examiners and technical support expert For Justanswer.com, it is essential to be aware of how you send money via the application to these types of suppliers. AE0FCC31AE342FD3A1346EBB1F342FCB

"When you choose to send money using the" Goods & Services "option, Paypal offers purchase protection so that if something is wrong or you never receive the service or the item, You can always challenge the costs with Paypal, "he explains." But if you pay using the "Friends & Family" option, this transaction is final and cannot be reversed for any reason. "

Read this then: Never use your debit card for these 6 purchases, according to financial experts .

Internet has long been a market for rare memories and used tickets for the hottest shows in the city. However, it is only relatively recently that systems have been established which make the purchase of these items more secure. And if you use Paypal in these types of payment transactions, you could be exposed to risk.

"Regarding high -risk items such as event tickets and collectibles, it is preferable to be cautious," says Knowles. “Contrefait articles are widespread in these markets, and although Paypal offers a certain protection, the dispute resolution process can be long and difficult. In addition, high -value items may require additional costs for shipping and insurance, which can be difficult to recover if the transaction goes south. ""

There is no doubt that Bill Autopay Can facilitate the fact of staying informed of your regular expenses. This can even be a great way to organize your budget and stay informed of your money - unless you use Paypal as a payment method.

"If you register for several subscriptions or billing agreements with Paypal, it will only be" Paypal "invoiced you when the invoice strikes your credit or your bank card," explains Sandlin. "It can make it a bit difficult to easily determine which website or service Really billed you. ""

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Online purchases can seriously expand your purchase options because they put the world at hand. But before you have the opportunity to pay an international purchase with your credit card, you may want to think twice.

"Although Paypal can be a practical method to buy goods abroad, the costs of converting associated currencies can be exorbitant, in particular for larger purchases," warns Knowles. "In addition, if you have to solve a dispute, the process can become more complicated when you deal with sellers from other countries."

Knowles describes a situation he experienced a few years ago in which he bought a pottery made by hand of a small European online store - only to find that it was seriously damaged when arriving.

"Navigation in the international dispute process has proven to be a nightmare, taking months to reach a resolution. And the shipping costs to return the article were almost as much as pottery itself," he said .

Best Life offers the most up -to -date financial information for high -level experts and latest news and research, but our content is not supposed to replace professional advice. Regarding the money you spend, save or invest, always consult your financial advisor directly.