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While a lot of Our finances Can now be managed digitally through our phones, you can always find yourself from time to time using an automatic counter. After all, most automatic ticket distributors offer us the possibility of withdraw money Of our accounts without having to visit our real bank. But do not allow this convenience to encourage you to throw any caution in the wind. Speaking of experts in finance, we discovered that it is not always A good idea for people to get money this way. Read the rest to discover the five times they say you shouldn't use an automatic window.

Read this then: Never use your debit card for these 6 purchases, according to financial experts .

5 times, you should not use an automatic window

1. It seems to have been falsified.

If you notice something ordinary with an automatic counter, do not use it. This may include a "loose or wobbly card location", or even "suspicious devices attached to ATM", according to Doug Carey , an charter Financial Analyst and owner of Wealthtrace.

"It could be signs of cards skimming devices that criminals use to steal information from your card," said Carey.

Bailey Schramm , A Financial Advisor At Bizreport, says that another sign of this scam may appear during your transaction.

"If an automatic counter invites you to enter your spindle twice, it could mean a skimming device," she said. "The entry of your PIN code twice could give them access to your account. If you meet this prompt, cancel the transaction and report the problem to the bank."

2. It is in a poorly lit area.

However, you cannot always say when an automatic counter was falsified. This is why experts love Tom Koestermen , an charter Financial Analyst And the consultant for guaranteed loans, let's say that you should not use any machine located in a poorly lit area. AE0FCC31AE342FD3A1346EBB1F342FCB

"Automatic ticket distributors in low-visibility areas attract criminals," he warns. Consequently, the use of these machines can put you more at risk of skimmers or to be attacked.

"Please find an automatic counter in an area brilliantly lit with security cameras that look everywhere," he said. "Criminals generally do not strike areas brilliantly lit for fear of being caught."

3. He seems to have technical problems.

If you notice the automatic counter that you are about to use seems to be definitively dysfunctional, you could hope for the best while trying to use it. But Michael Hammelburger , A Financial Advisor And CEO of the underlying group, he advises on this subject.

"There could be a problem with the machine providing cash or treatment transactions, which could cause lost errors or funds," he warns. "If you encounter technical difficulties with an automatic counter, it is imperative that you immediately had your bank."

Trying to use an automatic counter that could be out of service could also "make your card stuck or lost," warns Schramm. "If an automatic window is out of service or displays an error message, it is better to avoid using it," she accepts.

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4. It's out of your network.

You might be tempted from time to time to use an automatic counter outside your banking network for more convenience. But Fred WinChar , A expert in finance And MaxCash CEO, says it is "the greatest reason" for someone not To use a certain machine.

"ATM costs can reach $ 5 per withdrawal because you are hit with both costs of the automatic counter and your bank to use an off -network machine," warns Winchar. "So just go to a network automatic counter or go to your bank. In default, you can make money from many retailers such as grocery stores."

This is also important to remember when traveling abroad, according to Jason Skinrood , A certified financial expert And loan agent with more than 19 years of experience in the industry.

"With automatic ticket distributors in a foreign country, you can be subject to additional costs, exchange rate fluctuations and other risks," said Skinrood.

5. You remove a large sum of money.

You should also ignore the automatic counter when you are dealing with a lot of money. "If you should withdraw a substantial sum of money, it is often safer during normal office hours of the interior of a bank", " Carl Jensen , A Personal finance expert And the founder of compare Banks. "This can be used to dissuade flight or other illegal activities."

This is the same advice as Carey says you should adhere if you try to drop a lot of money. "If you make an important deposit, such as a check or money, it is best to use the bank's automatic counter or visit a cashier inside the bank during opening hours," said -he.

"Automatic ticket distributors can have limits on the amount you can file at the same time, and there is always a risk of malfunction or error that could make you lose your deposit," adds Carey.

Best Life offers the most up -to -date financial information for high -level experts and latest news and research, but our content is not supposed to replace professional advice. Regarding the money you spend, save or invest, always consult your financial advisor directly.