If you and your spouse disagree about it, you are twice as likely to divorce
The data showed that this was cited as the main reason for dividing couples.
Even in the best relationships, it is virtually impossible for couples to see eyes on all the little things. And whatsoever where to spend the holidays or who needs to pit out more with chores around the house, most tiffs are resolved and love prevails. But some problems run much deeper, with a study that finds that if you and your spouse disagree on this thing, you are twice as likely to have a divorce. Read it to see what question can tear the couples.
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You are twice as likely to divorce if you disagree with your spouse on the financial risk.
Need relationship tips that you can take at the bank? A recent study conducted by researchers from the University of California-San Diego (UCSD) and published in June inThe economic newspaper analyzed data collected on 5,300 German couples between 2004 and 2017. An annual questionnaire given to participants requestedWhat is the probability they had to take risks? In all, career choices and the conduct of sports and financial decisions.
The researchers then adjusted for some control characteristics within couples, such as differences in levels of education, cultural history, different religions and a region of origin. They found that differences in risk preferences between spouses were the most reliable predictor whether a couple remained together. However, the data revealed that the financial risk is the main problem of division, withdivorce twice as likely When a spouse disagreed with the other on how the expense of money.
"In discussion about money is generally cited as a reason of divorce, but a main potential engine of these fights is differences in risk attitudes",Marta Serra-Garcia, PhD, Associate Professor of Economics and Strategy at Rady School and the author of the study, said during a liberation. "Risk attitudes determine investment decisions, such as family housing. If spouses have different risk preferences, they will often disagree on common and very important investments in marriage."
Pooling resources can sometimes help cover long-term disagreements.
To be simpatico on the money can also have othersLong-term effects on the relationship. The results of the study also found that couples who were on different pages in terms of financial risk were less likely to have a home together or to renovate their property. But Serra-Garcia said that the pooling of resources can sometimes help couples really exploit the financial benefits of marriage and help disagreements over time.
"On the one hand, households share common goods, such as housing, and for this similarity in risk attitudes are optimal," said Serra-Garcia. "On the other hand, households share two sources of revenue and income are generally risky. Since spouses are relaing to their income, if one has less reliable flow than the other, differences in attitudes Risk can be optimal because they can be optimal because they can "make sure" from each other, but it can also be a source of tension for marriages. "
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The study also revealed that spouses tend to become more like each other over time.
But as anything else in relationships, theway someone is approaching money and their willingness to take financial risks are not exactly characteristics throughout life. The study also found that spouses tended to become more like each other over time and global views could change. In fact, the results showed that many spouses became more responsible responsible responsible as a couple during the 2009 global recession and that the same marriages were less likely to end with a divorce on the road.
"Preference assimilation could be a conflict resolution mechanism in marriages," said Serra-Garcia. "As a result, these couples have a stronger probability of staying together."
The incorporation of risk preference issues in the online meeting could save grief.
The study concludes that these conclusions on financial risks and divorce could helpmatch match. With researchers who cite that a third of American couples are currently meeting online, they suggest that the addition of simple questionnaires to meetings profiles on risk preferences could increase success rates.
"Online dating sites often conceive algorithms that are trying to find the optimal match," said Serra-Garcia. "If such websites have suggested matches between similar persons in their risk attitudes, it could diminish the likelihood that if some forms are formed, it was dissolving in the future."
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