Good Lifestyle

Call all office drones: how does the prospect of retirement? You know: Food via your bucket list, passing a ton of time with loved ones and just live aNever mind daily existence. If it just seems to fish, you might be in the minority. On arecent survey Made by Sun America, seven out of 10 people prefer to work through their golden years than to sit with all this extra time in their hands.

As with any other big change of life in your life, there are subtle actions you take that affect the outcome of this change - in this case, your actions can affect the time it is time to take its retirement. For example, if you have not thought about what your financial future will look without stable pay, otherwise you would prefer to go to a job you hate that to deal with a day spent alone - maybe the retirement n ' Maybe not in the cards for you for now. To know, of course, familiarize yourself with these subtle signs. You instantly know if you are ready for a day's gilded pastures - or if you need to spend a few more years in everyday life.

When you meet someone again, dive quickly in what you do in life? This could mean that you are always suspended your identity on the workforce, rather than seeing you as a unique person. Although there is nothing wrong with that, in itself, this emphasizes the fact that you may not be ready to retire after all,according to Katie Ross, responsible for education and development for the Consumer Consumer Consulting Council.

If you still look forward to the next step in your career, retirement will only make you feel as if you have escaped some advanced career.According to The 40 organization's retirement, those who are always looking for a thrill in the business world will only undergo boredom when they finally retire. So, if opportunities to promote your career are still available and resurrect you, you like little in your life, go ahead - the retreat will be there when you are ready.

Think about it: we spend most of our time on earth at work - which means that the relationship we develop with our colleagues are deep and imputed. So, if you always get your solution of gossip to work, how will you feel when it suddenly goes away? When you really need to make more efforts to see your friends and family without the convenience of walking in the place where you also receive a salary? The retirement by 40 suggests that if you are really ready to retire, you will enhance these social ties outside the workplace to welcome your new life.

If you do not appreciate the time now, you will be able to fear when you try to find ways to fill your time when you do not work. Even if your spouse will also be retired, you will always have to deal with days with your shadow for the company. If you still want to hear you human contact, retirement may not be the best idea for you right now.

If you have not yet created a list of travel breaks or making plans for ways to spend your time during retirement, you do not actively imagine an unemployed future. Do you finally want to repair this old chevy van sitting in the garage? Or maybe start going to morning walks with your dog every day? If these thoughts have not even crossed your mind, then you are certainly not ready for retirement, says retirement from 40.

Similar to planning future trips and projects, if you have not even started thinking about your financial future, your goal of retiring by a certain age may be at risk.According toFinancial expert Michelle Smith Consumer Credit, you should begin by affecting the total amount of your basic needs such as public services, mortgage and food, and then plunged into other social security payments. Make sure you are financially defined after your retirement is perhaps the most important element of planning your life after leaving the workforce for good.

If your career served as a primary hobby for decades, find other things to spend your attention not to seem very attractive. If the idea of ​​finding other hobbies and interests do not suit you, retirement will not bother you without end.

Know when it is fair to call on these orders can become an even more confused issue when you have that you surround people who have no desire to retire. If you do not have examples of post-career happiness, you imagine that retirement can be almost impossible. If you do not actively fail to yourself other people who are planning to retire, you can prepare yourself to work forever, although you do not know that you do it at the moment. If you would really like to get to know more people who have had a significant life after retirement, then start connecting and making friends with people who have.

Yes, if you take care of your mental and physical health, then it shows that you handle the stress of your daily life and retirement plans have not yet started to sneak and take away your thoughts. You do not need to be a genius to understand how the stress of work can take a toll on your body, inspire you to eat more than your fair share of fatty foods and do not do exercise because you do not want Just not find time. On ato study Directed by Bank of America Merrill Lynch, 55% of retirees have actually retired early due to health problems, so if you feel healthier than ever and that you work, there is a good chance that retirement is not as attractive to you.

If you are tired of traveling now, or the thought of spending more time on a plane or a car traveling from a destination to the next completely boring, so the ability to do more about that when you are retiring is completely revolting. Since traveling is more often than not the only thing that most people look forward to retired, an aversion to a leisure as Gaspillois as waste will only be boredom you feel after hours of stay in your house.

If you always try to follow the Jones, then it is likely that you are not prepared to save for your retirement. If you feel an idea of ​​pride when this paycheck strikes your bank account, while you slowly eat in your retirement nest, you will only feel guilty to do nothing to the table. If you prefer to spend money than saving it, you are not ready to say goodbye to your work.

If you are always looking to improve your home to something more spacious and luxurious, once again, you do not keep your future financial future. Chances are your desire to move on to something more enjoyable indicates that you are not ready to reduce and prepare for one hour in your life when money does not come back.

That's right - if you already have enough sleep, so the idea of ​​having even more light from day to sleep is not really attractive. For many retirees, the thing to hope isultimately Being able to steal an amount of Shuteye quality after years not to have the option. So, if you already receive your desired sleep eight hours of sleep during the clock at the time at work, there is really no incentive to wait after saying goodbye to the business world.

According to personal finance and retirement, Katie Brockman, expecting to recover your old work, or even any work requiring a certain skill, can be incredibly delicate after you are already removed. "The workforce is becoming more competitive and it may be more difficult for older workers, especially those who have been out of practice in recent years - to return to work. Elder citizens are also more subject to injuries and diseases that could prevent them from work, "Brockmannoted. So, if you are already considering trying to go back to the workforce after retirement, you are not ready for a career life.

Although it is understandable that you do not want to check your balance in your bank account every day, you stay abreast of your savings will allow you to keep tabs on your financial future. If you do not know how much money you have currently saved, retirement is probably far from your radar, says Brockman.

Similarly, if you are not aware of your credit score or that the growing debt stack does not encourage you at all, then put on a plan to deal with it before retirement is probably not in your mind. If you pay your debt is not an absolute priority, retirement is also not surprised, not your top priority.

If you still care about your children or even an elderly parent, you spend valuable money that could have goes to your pension fund.According to The Pew Research Center, about 15% of people aged 40 to 59, provide care for both their children and their parents - and their retirements suffer from them. Often, when you look at financial expenses such as these, you feel the need to continue working to stay in financial security.

According to Kevin Schwarz, a financial advisor from Concord Wealth Management, if you and your spouse do not find yourself on the same page of retirement, it could eventually lead to arguments farther from the line. "Your spouse may not be ready to retire with you or could still need your income to pay on current expenses," Schwarznoted. In addition, it could be lonely so that one of you can retire without the other, since time after a job will be much more difficult to fill. So, if you have not even taken into account in your spouse's retirement plan, you are really ready to start life outside the business world.

If you have not yet asked for advice from a retirement planning lawyer, you probably probably do not take your future very seriously. A retirement planning lawyer can help you with your goals by planning your financial future - an important step that often neglects in their quest to leave the world of work. If you have not yet contacted a retirement planning lawyer (or an accountant), you fully think of your retirement plan.

According to The National Aging Council, one-third of older households does not yet have a lot of money after paying invoices. So, if you work only a flow of income, you risk increasing a higher risk of financial problems. line. Investing or attempting to look for a rise side now, before planning retirement, can be a smart gesture to ensure stability later. Once again, it links to the planning of your finances before retiring - if it's not something that even crossed your mind, you are not rushed to leave your job.